10 Genuine Refer and Earn Apps of 2019 – Earn PayTM Cash and Real Money with Refer and Earn Apps

Are you looking for genuine and reliable refer and earn apps? There are tons of refer and earn money apps popping up on Google Play Store and App Store every day for Indian users. However, most of them are not genuine enough to pay the promised rewards. People are often confused to figure out real and trustworthy money apps. We’ve tested and rounded up a bunch of genuine and trustworthy money making apps. All these apps are real and you can truly put money in your pocket by referring them to your friends. In this article, we’ve included all the genuine refer and earn apps from which you can earn free PayTM cash, free mobile recharge, signup bonus cash etc. Now, it’s the time for LOOT party. Let’s dive in right away!

1.   Google Pay

Google Pay is still one of the hottest refer and earn apps in India. Google Pay was formerly known as Google Tez and soon arrived as the most popular payment app in India by implementing refer and earn offers. If you refer Google Pay to your friend or anyone, you’ll get ₹ 51 when he signs up on the app.  Even your friend will receive ₹ 51 as he signed up from the referral code. As the offer is from Google, you do not need to worry about the payment. The payment will be credited to your account almost instantly. Apart from referring and earn offer, Google Pay has got a couple of exciting stuff that can earn you free money. You’ll get at least scratch cards whenever you make a transaction of at least ₹ 150.

How to Refer and Earn Money from Google Pay or Tez?

Step 1: On your mobile device, tap on this link to download the Google Pay app. You’ll get ₹ 51 sign up bonus if you sign up on Google Pay using this link.

Step 2: If the app asks you to enter the referral code, type: MV67Z.

Step 3: Choose your language and enter your mobile phone number. Keep in mind that you have to enter the mobile number to which you receive SMS from the bank. In other terms, the Google Pay app automatically gets connected to your bank account based on your mobile number.

Step 4: You’ll receive the OTP. Verify your phone number using the OTP you have received in the SMS.

Step 5: Sign in the app using the Gmail account.

Step 6: You can skip the introductions. Tap on Settings -> Add Bank Account -> Select the bank in which you have the account -> Create the PIN. The PIN is like the password for Google Pay app. Note that you should not share this PIN with anyone. It’s just like the PIN of your ATM card.

Step 7: You’ll receive the signup bonus immediately after your first transaction.

Step 8: Go to Dashboard. Tap on New. Enter the mobile number of your friend who is on Google Pay. Send him ₹ 1.

Step 9: Now that you have performed the first transaction using Google Pay app, you’ll receive ₹ 51 in your bank account.

Share your referral code from now on to receive ₹ 51 whenever someone signs up using it.

2. Phone Pe

Phone Pe is also a UPI app just like Google Pay. Phone Pe has successfully implemented the refer and earn a strategy to penetrate into the masses of India. You’ll get ₹ 100 whenever your friends sign up on Phone Pe app using your referral link. Just like Google Pay, you can win scratch cards in Phone Pe app.

How to Earn ₹ 100 Referral Bonus on Phone Pe App?

Step 1: Here’s the invite link to download Phone Pe app.

Step 2: Open the Phone Pe app and enter the contact number which you have given to your bank.

Step 3: Tap on Add bank and select the bank.

Step 4: Create your UPI PIN.

Step 5: Do at least 1 transaction to your friend’s Phone Pe account to win ₹ 100.

You can also refer Phone Pe to your friends to earn ₹ 100 as a referral bonus.

3. Roz Dhan

Roz Dhan is undoubtedly one of the best money earning apps for Indian users. It provides daily news and lots of entertainment stuff. If you love reading interesting and trending articles whether it is filmy gossip or cricket content, Roz Dhan is probably the right money earning app for you. The viral videos on Roz Dhan app are good enough to kill some time. You earn ₹ 50 instantly after signing in Roz Dhan. You may win extra PayTM cash by playing different games on the app. There are over 12 categories in the app where you can read and watch lots of entertainment content and win PayTM cash every day. Sounds like a great deal, right? Roz Dhan has got over 47,000 ratings with an average of 4.3 score on Google Play Store which is quite magnificent for a refer and earn app.

4. Credit Mantri

Credit Mantri is a great application to track your monthly expenses and stumble upon some exciting credit cards and loans that suit your credit profile. It is often difficult to discover the right loans that suit our earnings and expenditure. With over 40 loan lenders, Credit Mantri has quickly gained a reputation as one of the best finance apps in India. Apart from that, you can also check your credit score for free. While many online services charge at least a couple of hundred for finding out the credit score, Credit Mantri is providing the service for free. The fun part is you’ll receive a ₹ 100 PayTM cash each time you refer 3 friends to Credit Mantri app. Credit Mantri is a part of Equifax, which is one of the very few online credit bureaus authorised in India.

Start Earning with Credit Mantri App

Step 1: Visit this offer page on Credit Mantri. -> Invitation link

Step 2: Type your mobile number and copy and paste this referral code.

Step 3: You’ll receive an OTP message on your phone. Enter it over there.

Step 4: You need to complete the profile with your name, gender, birth date, email, PAN details etc.

Step 5: You can now check your credit score for free.

Step 6: You’ll also receive a referral code which you can share with your friends. You’ll receive ₹ 100 cash on your PayTM for every 3 referrals.

5. Meesho

Are you looking for the best apps to earn money online? If yes, you must check out Meesho. There are over a crore people on Meesho app earning money by reselling different products. Be it Banaras sarees or Sholapur chappals or local made beauty products, Meesho is the best app to find and sell products at wholesale price. You’ll make profit margins and commissions on every order. Additionally, you’ll also receive exciting cash bonus rewards if you meet sales targets. Meesho is easy to use the app. Look at the video on their website to get an idea. You can set the prices and margins. So, if you are looking for an opportunity to earn from home, why not try Meesho?

How to Earn Money from Meesho App?

Step 1: Download Meesho app from here.

Step 2: Sign up on Meesho app and enter referral code.

Step 3: Once you sign up on the app, you’ll receive a 30% discount coupon for your first order.

Step 4: Create your own store and start reselling products.

6. Appbrowzer App

App Browzer has grabbed the attention of Indian looters with its STUNNING ₹ 99 sign up and referral bonus. Apart from being one of the best refer and earn apps, App Browzer is a marvellous application for shopaholics. You can access all the online shopping stores like Amazon, Flipkart, Shopclues, Snapdeal, PayTM on a single platform. The in-built browser helps you to browse the web and apps. The price comparison feature comes in handy to know which online shopping app is offering the product at a cheaper price. App Browzer serves all your typical daily needs like booking cabs, online mobile recharge, price comparison, postpaid mobile bill payment, flight booking, best deals and coupons, food ordering etc.

App Browzer is offering ₹ 99 as sign up bonus and you’ll get ₹ 99 for each referral. It’s extremely easy to transfer the cash to your bank account.

Here’s the invite link

7. BharatPe

BharatPe is another payment app enabling app through which merchants receive payments via QR scan codes. BharatPe is offering a brilliant ₹ 100 on signup and ₹ 100 for each referral. The best thing about BharatPe refer and earn program is the cashback goes directly to your bank account. So, if you are a merchant or a businessman, sign up for BharatPe as it is truly the best UPI payment enabling solution right now. BharatPe utility app helps you in receiving payments, sending payment requests through WhatsApp or SMS, check bank statement, check transaction status, check ledger accounts etc.

How to Earn Money from BharatPe App?

Step 1: Download BharatPe app from this link.

Step 2: Register on the app using your mobile number. Give your bank account details.

Step 3: You have to receive at least 10 payments from different UPIs. The transaction value must be at least ₹ 5.

Step 4: You’ll receive ₹ 100 in your bank in 2 days.

Share your referral link to your friends. You’ll get ₹ 100 per referral.

8. Newsdog

NewsDog aggregates all the trending news from a wide range of categories like sports, films, politics, business, tech etc. If you are looking out for an all-in-one news app that can make you some cash, Newsdog is the perfect choice for you at the moment. It gathers news from over 700 cities and in 10 languages including, Hindi, Bengali, Marathi, Punjabi, Tamil etc.

There is immense competition among the news apps and thus Newsdog is running promotions quite aggressively. Their refer and earn program is attracting the looters around the country. Newsdog offers a ₹ 50 free PayTM cash for signing up. You earn this cash and you do not need to connect any bank account to use the amount. Additionally, you’ll make extra money for reading news, sharing news and daily check-in. Get another ₹ 50 extra referring Newsdog app to your friends. The minimum redemption amount is set at ₹ 100 on Newsdog app.  by sharing in some Whatsapp groups. You can read more about Newsdog app here.

Here’s the invitation link for Newsdog app.

9. Freecharge

Freecharge has been offering free cashback from quite a long time now. In fact, they are one of the pioneers who had implemented the refer and earn program in the Indian market. Freecharge needs no introduction. It certainly provides the fastest way to do bill payments, mobile recharge etc.

If you are a new Freecharge user, you can earn a ₹ 30 cashback on doing a mobile recharge of any amount. You can also earn ₹ 30 by referring to the Freecharge app to your friend. The maximum cashback you can receive for referring friends is ₹ 3000. The cashback is added to your Freecharge account which you can use for online purchases.

Here’s the Freecharge referral code :

10. Google Duo

The last but not the least. Probably, the CRAZIEST of all the offers that are listed on this post. Google Duo, the video calling the app from Google, has come up with an insane refer and earn program and there is a chance to earn up to ₹ 1000 cash. You’ll receive a Google Pay (Tez) scratch card for signing up and another scratch card for a referral. Each scratch card can earn you cash up to ₹ 1000. As it is a Google Pay scratch card, the money will be instantly deposited to your bank account.

Here’s the invitation link for Google Duo

Wrapping up…

Of course, these apps will not make you super rich overnight. But, they are fun! Free cash is always sweet and exciting, right? If you are after extra pocket money, give these apps a shot. Please let us know via comment section if you know any other genuine refer and earn apps that are not mentioned in this post. We’ll update this list regularly. Keep checking out this page for new and exciting refer and earn apps.